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When is the right time to invest?

People’s saving goals change over their lifetime. One can save money for a car, a house, an exotic vacation, the children’s education or for retirement.

Before making an investment, start with an analysis of your current situation and ask yourself the following questions:

  • What are my monthly expenses? Make a list of all the expenses that may arise during one month: recurring expenses (utility bills, food, cleaning, insurance etc.) and potential extraordinary expenses (caused by emergency situations or unforeseen circumstances); allocate an amount for the last category.
  • How much can I save every month? What do I want to save for?
  • Where do I see myself in 5, 10, or 20 years, from a financial point of view? What are my goals and when do I want to achieve them?

If you have clarified all these questions, we recommend that you try putting aside an amount every month, no matter how small. You may also do this by investing in a fund that has a risk profile suitable for you.

Our advice

The first step is always the hardest: save money constantly, invest it wisely and the outcome will take care of itself.

Read about:

How to choose a fund

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