Terms and conditions | BT Asset Management

Terms and conditions

BT Asset Management SAI holds the intellectual property rights (including database rights) regarding the trademarks, logos, and all other materials presented on this site.

BT Asset Management SAI reserves the right to modify the content and/or structure of the site at any time and without any prior notice.

No information on this site - regarding BT Asset Management SAI should be considered an offer. This site does not contain advice or recommendations concerning the making of a decision, whatever it may be.

Thus, BT Asset Management SAI cannot be held responsible for any damages caused to the user of the website. Reproduction, distribution, or publication in any form of the content of the materials presented on this site by any person without the written consent of BT Asset Management SAI is prohibited.

BT Asset Management SAI does not guarantee that the information appearing on this site is error-free, although BT Asset Management SAI makes every effort to provide updated and accurate information.

Any person who wishes to inquire and/or purchase one of the services or products presented on the site is requested to contact the headquarters of BT Asset Management SAI or any of the Transilvania Bank units to find out details - availability, contractual conditions, fees, tariffs, and related commissions, etc.

BT Asset Management SAI cannot be legally responsible for any kind of damage, loss, or injury caused to the website user due to incorrect information. The information can change at any time and no warranty can be given regarding the accuracy, completeness, or timeliness of the information provided.

BT Asset Management SAI cannot guarantee or control the timeliness and accuracy of the information present on third-party websites, which are referenced on the company's website.

This site uses multiple tracking codes for visitor behavior on the site. These codes do not individually identify website users, and are not linked to personal data.

User rights and obligations of the website users as well as those of BT Asset Management SAI provided through this document shall be interpreted and governed in accordance with Romanian law. If you have questions regarding these mentions, please contact us.

I have read the above statements and declare that I agree with the provisions in the Terms and Conditions stated above.

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Terms and conditions

Disclaimer

AI Search is a pilot project - in beta version - that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

AI Search is trained to answer questions exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

Using AI Search implies acceptance of the Terms and Conditions.

Access and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any guarantee regarding the answers given by this service.

AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any type of personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content provided by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed in the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consultation with human experts or professionals specialized in the respective field. Users should not rely on the information provided by AI Search for decision making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be revised/ updated at any time.
Notifications

Warning regarding phishing attempts using ASF identity

13 October 2025 10:47

Attention to fraud attempts

9 September 2025 06:38

Attention to "investment group" scams on WhatsApp and Telegram

8 September 2025 16:00