Direct Invest

First you need to open your investment accounts either online, through the BT Pay app, or you can visit any BT branch. Afterwards, you activate the recurring investment from BT Pay, in the "Investments" -> "Invest recurrently" section or at any BT branch.

The recurring investment option can only be deactivated at your request, online through the BT Pay app in the "Investments" section -> "Invest recurrently" or at any BT branch, by filling out a modification form.

Direct Invest will be deactivated at the latest the next day.

But don't worry, it can be reactivated whenever you want, depending on your plans.

The investment is executed at the end of the day, after the other payment obligations you may have are honored.

What happens if you have no money in the account on the chosen day for investment?

If you do not have available funds in the current account on the selected date, nothing happens, execution will automatically resume on the next working day .

Most clients choose payday as the time of execution, to ensure that they have available funds.😉

What happens if the day selected for execution falls on a non-working day?

Simple! If the day chosen for the recurring investment falls on a non-working day, it is considered that the set date is actually the next working day.

This system does not create debits on the current account.

You can stop, resume and modify the plan anytime.

Instruments that you understand and that seem interesting to you.

To remember: diversification of investments is one of the best strategies.

• It's simple and you save time
• You enjoy the invested amounts anytime, but it is good to maintain a saving discipline
• When you invest periodically over longer periods of time, you can make purchases at different prices.

• You can invest in any of the investment funds managed by BT Asset Management, distributed by Banca Transilvania
• You can invest monthly, on any day within the interval 2-28. Payment is made starting from the following month, on the set day
• In the case of the first investment, the minimum amount is 50 RON or 25 EUR/USD*

*For BT Index Romania ROTX, if you do not own fund units, the first investment must be at least one fund unit. Since the fund unit value has exceeded 50 Ron, investments submitted below this value can no longer be processed.