BT Euro Fix - Fixed Income Fund | BT Asset Management

BT Euro Fix

Description

TYPE OF FUND

Fixed income instrument fund (predominantly bank deposits), actively managed1, but without being actively managed in relation to a benchmark index 2.

Due to the low risk level, BT Euro Fix is an efficient savings product both for individuals and for legal entities (cash management). The fund does not invest in shares or in derivative financial instruments.

1 Active management means selecting financial instruments from an investment universe, using one's own selection criteria.

 2 The reference index is a stock index relevant to the investment universe from which the selection of financial instruments is made.

Evolution graph

The evolution of the fund unit value.

2026-04-08
11.051 (the value of the fund unit is displayed with 3 decimals)
Fund unit value
Calculate the gain brought by this fund

Investment:

1 fund units

Invested amount:

10.18 EUR

Period:

08.04.2021-08.04.2026

Investment return:

8.58%

Performance

Date
2026-04-08
Unit value of net asset*
11.051 EUR
Last 30 days
0.145%
Compared to 31.12.2025
0.464%
Last 365 days
1.862%
The year 2025
2.117%
Net asset value (EUR):
349,016,468.48
Number of investors
18,198
Number of units in circulation
31,582,755.96

*The unit value of the fund for the current day is published in the second half of the next working day.

Title value history
Net active history

This is an advertising communication. The data comes from BT Asset Management SAI.

Previous fund performances do not guarantee future results. Read the issuance prospectus and the essential information for investors (DIE) before investing in this fund! The issuance prospectuses and the essential information for investors (DIE) are available in Romanian on the website www.btassetmanagement.ro and can be obtained free of charge both from any branch of Banca Transilvania, and from the headquarters of BT Asset Management SAI S.A.

A summary of investor rights is available in Romanian here as well as at the headquarters of BT Asset Management SAI.

Synthetic Risk Indicator

It is suitable for very conservative investors (the fund's objective is to achieve moderate growth, under conditions of increased liquidity)

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7

The Synthetic Risk Indicator (SRI) is not a measure of the risk of loss of the invested amount, but is based on estimated statistical calculations regarding potential losses. The SRI indicator is calculated based on the fund's volatility. It does not fully capture the significant risks of the fund.

 

RECOMMENDED PERIOD

Minimum 6 months
It is a suitable saving product, especially in conditions of high volatility in the capital market

Portfolio structure

Date 2026-04-08
  • Bank deposits
    95.34%
  • Corporate bonds
    2.39%
  • State/municipal bonds
    2.03%
  • Available for viewing
    0.39%
  • Traded shares
    0%
  • Other assets, including amounts in transit
    -0.14%

Commissions

Purchase commission

0%

Redemption commission

0%

Current fund management fee*

0.03%/month of the average net assets under management

*This commission is taken into account in the calculation of the fund unit value

BT AI Chat
The system is experiencing issues. Try again a little later.
Logo Intreb BT
Întreb BT is the largest online financial education program of Banca Transilvania, with over 2,000 questions and answers about banking.
Search suggestions
Powered by Azure OpenAI GPT-5
AI Search provides automatically generated answers, using GPT-5 technology and an advanced agent orchestration mechanism. The answers may contain inaccurate or potentially offensive content, which does not represent the viewpoint of Banca Transilvania. You are solely responsible for the use of the content generated by this service. .
Terms and conditions

Disclaimer

AI Search is a pilot project - in beta version - that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

AI Search is trained to answer questions exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are generated automatically and should be used for informational purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the point of view of Banca Transilvania. You are solely responsible for the use of the content generated by this service in any way. Do not rely on this service for financial, legal, or other professional advice and do not enter personal data or other confidential information into it.

Using AI Search implies acceptance of the Terms and Conditions.

Access and use of the service implies unconditional acceptance of these terms and conditions. If you do not agree with them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume all risk regarding the quality, safety, and performance of this service.

Banca Transilvania does not provide any guarantee regarding the answers given by this service.

AI Search provides algorithmic answers and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the Bank's responsibility for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obliged not to provide or enter any type of personal data or other confidential information in the messages/questions sent. In case of non-compliance with this obligation, by inserting personal data/confidential information within AI Search, you express your consent for their processing in order to provide the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during interaction with AI Search will be treated confidentially, being disclosed only to recipients who have the right and need to know it.

The content provided by AI Search is for informational purposes only.

Users are responsible for the questions and messages addressed in the use of AI Search. Any abuse or inappropriate language may lead to the termination of the interaction.

AI Search does not provide financial, legal, or professional advice and does not replace consultation with human experts or professionals specialized in the respective field. Users should not rely on the information provided by AI Search for decision making.

The bank reserves the right to interrupt the AI Search service at any time, without prior notice.

Terms and conditions may be revised/ updated at any time.
Notifications

Warning regarding phishing attempts using ASF identity

13 October 2025 10:47

Attention to fraud attempts

9 September 2025 06:38

Attention to "investment group" scams on WhatsApp and Telegram

8 September 2025 16:00